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TradeHill Exchange๋ž€ ๋ฌด์—‡์ž…๋‹ˆ๊นŒ?

TradeHill์ด๋ผ๊ณ ๋„ ํ•˜๋Š” TradeHill Exchange๋Š” ์ดˆ๊ธฐ ๋น„ํŠธ์ฝ”์ธ ๋งค๋‹ˆ์•„์ธ Jered Kenna๊ฐ€ 2011๋…„ 6์›”์— ์‹œ์ž‘ํ•œ ๋น„ํŠธ์ฝ”์ธ ๊ฑฐ๋ž˜์†Œ์ž…๋‹ˆ๋‹ค. ์ตœ์ดˆ์˜ ๋น„ํŠธ์ฝ”์ธ ๋ฐ ์•”ํ˜ธํ™”ํ ๊ฑฐ๋ž˜์†Œ ์ค‘ ํ•˜๋‚˜์˜€์Šต๋‹ˆ๋‹ค. ๋ถˆํ–‰ํžˆ๋„ ๊ฑฐ๋ž˜์†Œ๋Š” 2013๋…„ 8์›”์— ๋ฌธ์„ ๋‹ซ์•˜์Šต๋‹ˆ๋‹ค.

ํŠธ๋ ˆ์ด๋“œํž ๊ฑฐ๋ž˜์†Œ์˜ ์—ญ์‚ฌ

TradeHill์ด 2011๋…„์— ์ถœ๋ฒ”ํ–ˆ์„ ๋•Œ ๊ฑฐ๋ž˜์†Œ๋Š” ๊ฑฐ์˜ ์ฆ‰์‹œ ๋ฌธ์ œ์— ๋ถ€๋”ชํžˆ๊ธฐ ์‹œ์ž‘ํ–ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‚˜ TradeHill Exchange์˜ ์„ค๋ฆฝ์ž์ธ Jered Kenna๋Š” ํ•ด๋‹น ๊ฑฐ๋ž˜์†Œ๊ฐ€ ๋น„ํŠธ์ฝ”์ธ ๊ฑฐ๋ž˜ ์‹œ์žฅ์˜ 20%๋ฅผ ์ฐจ์ง€ํ–ˆ๋‹ค๊ณ  ์ฃผ์žฅํ–ˆ์Šต๋‹ˆ๋‹ค.

###2012๋…„ TradeHill

๊ฑฐ๋ž˜๋Ÿ‰์— ๊ด€๊ณ„์—†์ด 2012๋…„ 2์›” Kenna๋Š” ๊ทœ์ œ ์กฐ์‚ฌ๊ฐ€ ๊ฐ•ํ™”๋จ์— ๋”ฐ๋ผ TradeHill์ด ์˜์—…์„ ์ค‘๋‹จํ•  ๊ฒƒ์ด๋ผ๊ณ  ๋ฐœํ‘œํ–ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Š” ๋˜ํ•œ "TradeHill์˜ ๋ชจ๋“  ์‚ฌ๋žŒ๋“ค์€ ์šฐ๋ฆฌ์˜ ์ง€๋ถˆ ํ”„๋กœ์„ธ์„œ ์ค‘ ํ•˜๋‚˜๊ฐ€ ํ†ต์ง€ ์—†์ด ์šฐ๋ฆฌ ๊ณ„์ •์—์„œ $100,000 ์ด์ƒ์„ ์ œ๊ฑฐํ•œ ํ›„ ๋ช‡ ๊ฐœ์›” ๋™์•ˆ ๋ฌด๊ธ‰์œผ๋กœ ์ผํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ์šฐ๋ฆฌ๋Š” ์ด ์†์‹ค์„ ๋‹น์‚ฌ์— ์ „๋‹ฌํ•˜๋Š” ๋Œ€์‹  ์ง€๊ธˆ์€ ์ด ์†์‹ค์„ ๋ณด์ƒํ•˜๊ธฐ๋กœ ๊ฒฐ์ •ํ–ˆ์Šต๋‹ˆ๋‹ค. ์ฒ˜๋ฆฌ์ž์— ๋Œ€ํ•ด ๋ฒ•์  ์กฐ์น˜๋ฅผ ์ทจํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค."

์•”ํ˜ธํ™”ํ๋Š” ์ด ์‹œ์ ์—์„œ ๋งค์šฐ ์ Š์—ˆ์Šต๋‹ˆ๋‹ค. ๋‹น์‹œ ์œ ์ผํ•˜๊ฒŒ ๋‹ค๋ฅธ ์ฃผ๋ชฉํ• ๋งŒํ•œ ๊ต๋ฅ˜๋Š” ํ›„์ง€์‚ฐ์ด์—ˆ์Šต๋‹ˆ๋‹ค. 2014๋…„ ํ•ดํ‚น์œผ๋กœ ์•…๋ช… ๋†’์€ Gox๋Š” ์ˆ˜๋ฐฑ๋งŒ ๋‹ฌ๋Ÿฌ์˜ ์•”ํ˜ธํ™”ํ๋ฅผ ๋„๋‚œ๋‹นํ–ˆ์Šต๋‹ˆ๋‹ค.

๋ฌธ์ œ์˜ ํ”„๋กœ์„ธ์„œ๋Š” 2012๋…„์— ์Šคํƒ€ํŠธ์—…์ด์—ˆ๋˜ Dwolla์˜€์Šต๋‹ˆ๋‹ค. ์ง€๋‚œ 3์›” TradeHill์€ ์ง€๋ถˆ ํ”„๋กœ์„ธ์„œ Dwolla๊ฐ€ ๋ถˆ๋ฒ•์ ์œผ๋กœ $94,000๊ฐ€ ๋„˜๋Š” "์ง€๋ถˆ ๊ฑฐ์ ˆ"์„ ์ฒญ๊ตฌํ–ˆ๋‹ค๊ณ  ์ฃผ์žฅํ•˜๋Š” ์†Œ์†ก์„ ์บ˜๋ฆฌํฌ๋‹ˆ์•„์— ์ œ๊ธฐํ–ˆ์Šต๋‹ˆ๋‹ค. Trade Hill์€ ์ด๋Ÿฌํ•œ ํ˜์˜๋กœ ์ธํ•ด ๋ชจ๋“  ์ž์‚ฐ์„ ๋งค๊ฐํ•˜๊ณ  ์‚ฌ์—…์„ ์ค‘๋‹จํ•ด์•ผ ํ•œ๋‹ค๊ณ  ์ฃผ์žฅํ–ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‚˜ Dwolla์˜ ์‚ฌ์šฉ ์•ฝ๊ด€์— ๋™์˜ํ•œ ๋Œ€๋กœ ๋Œ€์ฒด ๋ถ„์Ÿ ํ•ด๊ฒฐ์„ ํ—ˆ์šฉํ•˜๊ธฐ ์œ„ํ•ด ํ˜์˜๊ฐ€ ๊ธฐ๊ฐ๋˜์—ˆ์Šต๋‹ˆ๋‹ค.

###2013๋…„ TradeHill

2013๋…„ ํ›„๋ฐ˜์— Trade Hill์€ Prime์ด๋ผ๋Š” ์ƒˆ๋กœ์šด ์„œ๋น„์Šค๋ฅผ ์ถœ์‹œํ•œ ํ›„ ๋‹ค์‹œ ๋ฌธ์„ ์—ด์—ˆ์Šต๋‹ˆ๋‹ค. Prime์€ ๊ธฐ์—…๊ณผ ๋Œ€๊ทœ๋ชจ ํˆฌ์ž์ž ๊ฐ„์˜ ๋””์ง€ํ„ธ ํ†ตํ™” ๊ตํ™˜์„ ์šฉ์ดํ•˜๊ฒŒ ํ•˜๊ธฐ ์œ„ํ•œ B2B ๋””์ง€ํ„ธ ๊ฑฐ๋ž˜์†Œ์˜€์Šต๋‹ˆ๋‹ค.

๋ถˆํ–‰ํžˆ๋„ TradeHill์ด ๋‹ค์‹œ ์‹œ์ž‘๋œ ๋‚ , ๋ฏธ๊ตญ ๊ธˆ์œต ๋ฒ”์ฃ„ ์ง‘ํ–‰ ๋„คํŠธ์›Œํฌ(US Financial Crimes Enforcement Network)๋Š” ๊ฐ€์ƒ ํ†ตํ™”์— ๋Œ€ํ•œ ์ƒˆ๋กœ์šด ๊ทœ์ •์„ ๋ฐœํ‘œํ–ˆ์Šต๋‹ˆ๋‹ค. ์ด ๊ทœ์ •์— ๋”ฐ๋ฅด๋ฉด ๋ถ„์‚ฐํ˜• ๊ฐ€์ƒ ํ†ตํ™” ๋‹จ์œ„๋ฅผ ์‹ค์ œ ํ†ตํ™” ๋˜๋Š” ์ด์— ์ƒ์‘ํ•˜๋Š” ๊ธˆ์•ก์œผ๋กœ ๋‹ค๋ฅธ ์‚ฌ๋žŒ์—๊ฒŒ ํŒ๋งคํ•˜๋Š” ์‚ฌ๋žŒ์€ ๋ˆ„๊ตฌ๋‚˜ ์†ก๊ธˆ์ธ์œผ๋กœ ๋ถ„๋ฅ˜๋ฉ๋‹ˆ๋‹ค.

์ด ๋ถ„๋ฅ˜์—๋Š” ๋ณด๊ณ , ๊ธฐ๋ก ๋ณด๊ด€ ๋ฐ ๋ชจ๋‹ˆํ„ฐ๋ง ์ ˆ์ฐจ๋ฅผ ๊ตฌํ˜„ํ•˜๋Š” ๋ฐ ์ƒ๋‹นํ•œ ์‹œ๊ฐ„๊ณผ ๋ˆ์ด ํˆฌ์ž๋˜์–ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ๋‹น์‹œ TradeHill์€ ์ด ๋‹จ๊ณ„๋ฅผ ์ˆ˜ํ–‰ํ•  ์ค€๋น„๊ฐ€ ๋˜์–ด ์žˆ์ง€ ์•Š์•„ ์ถ”๊ฐ€ ๋ฌธ์ œ๊ฐ€ ๋ฐœ์ƒํ–ˆ์Šต๋‹ˆ๋‹ค.

Kenna๋Š” 2016๋…„์— ํ•ดํ‚น์„ ๋‹นํ–ˆ์œผ๋ฉฐ ์ „ํ™” ์ต์Šคํ”Œ๋กœ์ž‡์„ ํ†ตํ•ด ๋Œ€๋ถ€๋ถ„์˜ ์•”ํ˜ธํ™”ํ ์ž์‚ฐ์„ ๋„๋‚œ๋‹นํ–ˆ์Šต๋‹ˆ๋‹ค.

TradeHill 2013๋…„ 8์›” ํ์‡„

Kenna๋Š” ์ด์ „์— IAFCU(Internet Archive Federal Credit Union)์™€์˜ ํŒŒํŠธ๋„ˆ์‹ญ์„ ํ†ตํ•ด TradeHill์˜ ํ•ฉ๋ฒ•ํ™”๋ฅผ ์ฃผ๋„ํ–ˆ์Šต๋‹ˆ๋‹ค. ์ด ํŒŒํŠธ๋„ˆ์‹ญ์€ ์—ฐ๋ฐฉ ์˜ˆ๊ธˆ ๋ณดํ—˜์„ ๋น„ํŠธ์ฝ”์ธ์œผ๋กœ ๊ฐ€์ ธ์˜ค๊ธฐ ์œ„ํ•œ ๊ฒƒ์ด์—ˆ์Šต๋‹ˆ๋‹ค.

Kenna๋Š” ์ž์‹ ์˜ Reddit ๊ณ„์ •์„ ํ†ตํ•ด TradeHill ํ”Œ๋žซํผ์„ ์ผ์‹œ์ ์œผ๋กœ ์ค‘๋‹จํ•œ๋‹ค๊ณ  ๋ฐœํ‘œํ–ˆ์œผ๋ฉฐ TradeHill์€ IAFCU์™€์˜ ํŒŒํŠธ๋„ˆ์‹ญ์„ ์ทจ์†Œํ•˜๊ณ  ์žˆ๋‹ค๊ณ  ๋งํ–ˆ์Šต๋‹ˆ๋‹ค. ์‹œ๊ฐ."

์ด ๋‘ ๋ฒˆ์งธ ํ์‡„๋Š” TradeHill ํ”„๋กœ์ ํŠธ๋ฅผ ํšจ๊ณผ์ ์œผ๋กœ ์ข…๋ฃŒํ–ˆ์Šต๋‹ˆ๋‹ค.

##ํ•˜์ด๋ผ์ดํŠธ

  • TradeHill์€ ์ตœ์ดˆ์˜ ์ Š์€ ๋น„ํŠธ์ฝ”์ธ ๋ฐฑ๋งŒ์žฅ์ž ์ค‘ ํ•œ ๋ช…์ธ Jered Kenna๊ฐ€ 2010๋…„์— ์„ค๋ฆฝํ–ˆ์œผ๋ฉฐ 2011๋…„์— ์ถœ๋ฒ”ํ–ˆ์Šต๋‹ˆ๋‹ค.

  • TradeHill Exchange๋Š” ๋น„ํŠธ์ฝ”์ธ ์ปค๋ฎค๋‹ˆํ‹ฐ์˜ ์ดˆ๊ธฐ ํ”Œ๋ ˆ์ด์–ด์˜€์œผ๋ฉฐ ๋””์ง€ํ„ธ ๋ฐ ๋ฒ•์ • ํ™”ํ๋ฅผ ๊ตํ™˜ํ•  ์ˆ˜ ์žˆ๋Š” ์žฅ์†Œ๋ฅผ ์ œ๊ณตํ–ˆ์Šต๋‹ˆ๋‹ค.

  • ๊ฑฐ๋ž˜์†Œ๋Š” ์ฒ˜์Œ๋ถ€ํ„ฐ ์ง€๊ธ‰ ๋ฐ ๊ทœ์ œ์— ๋ฌธ์ œ๊ฐ€ ์žˆ์—ˆ๊ณ  2013๋…„์— ์˜๊ตฌ ํ์‡„๋˜์—ˆ์Šต๋‹ˆ๋‹ค.

##์ž์ฃผํ•˜๋Š” ์งˆ๋ฌธ

์•”ํ˜ธํ™”ํ ๊ฑฐ๋ž˜์†Œ๋ž€ ๋ฌด์—‡์ž…๋‹ˆ๊นŒ?

์•”ํ˜ธํ™”ํ ๊ฑฐ๋ž˜์†Œ๋Š” ์•”ํ˜ธํ™”ํ๋ฅผ ์‚ฌ๊ณ , ํŒ”๊ณ , ๊ฑฐ๋ž˜ํ•  ์ˆ˜ ์žˆ๋Š” ์‹ค์ฒด์ž…๋‹ˆ๋‹ค.

TradeHill์ด ํ์‡„๋œ ์ด์œ ๋Š” ๋ฌด์—‡์ž…๋‹ˆ๊นŒ?

TradeHill์€ ์†Œ์†ก ๋ฐ ๊ทœ์ œ ๋ฌธ์ œ๋ฅผ ์ฒ˜๋ฆฌํ•œ ํ›„ ๋ณธ์งˆ์ ์œผ๋กœ ์ž๊ธˆ์ด ๊ณ ๊ฐˆ๋˜์—ˆ์Šต๋‹ˆ๋‹ค.

์•”ํ˜ธํ™”ํ๋ž€?

์•”ํ˜ธํ™”ํ๋Š” ๋ธ”๋ก์ฒด์ธ ๊ธฐ์ˆ ์— ์˜ํ•ด ๋ถ„์‚ฐ๋˜๊ณ  ๋ณดํ˜ธ๋˜๋„๋ก ์„ค๊ณ„๋œ ๋””์ง€ํ„ธ ํ™”ํ์ž…๋‹ˆ๋‹ค.