Articles related to the category "Loan Basics"
5 C's of CreditA-CreditAccelerated PaymentsAcceleration ClauseAcceleration CovenantAcquittanceAdd-On InterestAdjustment CreditAdvance RateAdverse ActionAdversely Classified AssetAllowance for Bad DebtAlternative DocumentationAmortized LoanAmount FinancedApplicable Federal Rate (AFR)ArrearageAsset-Based LendingAutomated UnderwritingB/C LoanBack-to-Back CommitmentBalloon LoanBalloon PaymentBank Confirmation Letter (BCL)Bridge LoanBulletBullet LoanBullet RepaymentBuy-UpCall LoanCapitalized Cost ReductionCar Title LoanCash AdvanceCash Basis LoanCharacter LoanCheap MoneyClassified LoanCo-ApplicantCo-BorrowerCollateralCollateral ValueCollateralizationCommercial and Industrial (C&I) LoanCommitment FeeCommitted Credit LineCompetitive Bid OptionConstruction Interest ExpenseConsumer InterestContinuation StatementCosignCoterminousCovenantCovenant-Lite LoanCredit BureauCredit DenialCredit FacilityCrown LoanCumulative InterestCurrent Index ValueDebt LoadingDefault RateDeferment PeriodDeferred InterestDelayed Draw Term LoanDelinquency RateDelinquent Account Credit CardDemand NoteDirect Consolidation LoanDistressed BorrowerDoubtful LoanEducation LoanEffects TestEnd LoanEquated Monthly Installment (EMI)Event Of DefaultEvergreen LoanExcess LoanExposure at Default (EAD)FAFSA Award LetterFarmers Home Administration (FmHA)Federal Direct Loan ProgramFinance ChargeFinancingFinancing SqueezeFixed-Rate PaymentFloor PlanningForward ForwardFree Application for Federal Student Aid (FAFSA)Friction CostFriendly LoanFully Drawn AdvanceGrace PeriodGuaranteed LoanGuarantorHaircutHigh-Ratio LoanIn-House FinancingIncome-Sensitive Repayment (ISR)Indexed RateInitial Interest RateInitial Interest Rate CapInstallment DebtInterest Rate CeilingInterest Rate FloorIOUJoint CreditJumbo LoanLegal Lending LimitLenderLeveraged LoanLine of Credit (LOC)LoanLoan CommitmentLoan ConstantLoan GradingLoan Loss ProvisionLoan ModificationLoan OfficerLoan Production Office (LPO)Loan RegisterLoan ServicingLoan SharkLoan StripLoss Given Default (LGD)Margin Loan AvailabilityMember Payment Dependent NoteMicrocreditMinimum-Interest RulesMoney FactorMoney-at-CallNegative AmortizationNegative Pledge ClauseNegatively Amortizing LoanNINJA LoanNon-Amortizing LoanNon-Notification LoanNon-Purpose LoanNon-Recourse DebtNon-Recourse FinanceNon-Recourse SaleNonaccrual LoanNonperforming Loan (NPL)Past DuePayday LoanPaydown FactorPayoff StatementPeer-to-Peer (P2P) LendingPer Diem InterestPerfected LienPeriodic Interest RatePeriodic Interest Rate CapPermanent LoanPersonal GuaranteePersonal Loan Interest RatesPersonal Property Securities Register (PPSR)PLUS LoanPredatory LendingPrepaid Finance ChargePrepaymentPrepayment ModelPrimePrime BorrowerPrimedPriming LoanProperty LienPurchase Money Security Interest (PMSI)Qualifying RatiosRecast TriggerRecourseReloadingRenegotiated LoanReset RateResidual InterestRetail LenderRevolverRevolving Loan FacilityRisk-Based PricingRule of 78Second Chance LoanSecured CreditorSecured NoteSecurity InterestSelf-Liquidating LoanSenior Bank LoanSenior Loan Officer Opinion Survey on Bank Lending Practices (SOSLP)Set-Off ClauseSettlement StatementSide CollateralSignature LoanSkip AccountSoft LoanStafford LoanStandby Letter of Credit (SLOC)Standing LoanStraight-RollerStretch LoanStudent Loan Interest DeductionSubordination ClauseSubprime LenderSubprime MarketSum CertainSwingline LoanTeaser RateTechnical DefaultTenorTerm LoanTermination StatementTitle LoanTopping-Up ClauseTotal Debt Service (TDS) RatioTotal Finance ChargeTrade LineTrue Interest Cost (TIC)Unearned InterestUnsecuredUnsecured DebtUnsecured LoanUsuryUsury RateVariable Interest RateWall Street Journal Prime RateWarehouse LendingWeighted Average Life (WAL)Whole LoanWith Approved Credit (WAC)Without Recourse
