Articles related to the category "Home Ownership"
125% Loan2-1 Buydown2-Step Mortgage2/28 Adjustable-Rate Mortgage (2/28 ARM)28/36 Rule3-2-1 Buydown Mortgage3/27 Adjustable-Rate Mortgage (ARM)5/1 Hybrid Adjustable-Rate Mortgage (5/1 Hybrid ARM)5/6 Hybrid Adjustable-Rate Mortgage (5/6 Hybrid ARM)60-Plus Delinquencies80-10-10 MortgageAbility to RepayAbsentee LandlordAbsolute TitleAbstract Of TitleAccelerated AmortizationAccessory Dwelling Unit (ADU)Adjustable-Rate Mortgage (ARM)Adjustment DateAdjustment FrequencyAdverse PossessionAffidavit of TitleAffordable Market Value (AMV)Alienation ClauseAll-In-One MortgageAlt-AAlternative Mortgage Instrument (AMI)Alternative Mortgage Transaction Parity Act (AMTPA)AmenityAmortization ScheduleAnnual ARM CapAnnual Mortgage StatementAppraisalAppraised ValueAppraiserARM Conversion OptionARM IndexARM MarginAssessed ValueAssignorAssumable MortgageAssumption ClauseAutomated Valuation Model (AVM)Balloon MortgageBelow-Market Interest Rate (BMIR)Best and Final OfferBest Efforts Mortgage LockBidding WarBimonthly MortgageBiweekly MortgageBlanket MortgageBroker Price Opinion (BPO)Broker's Open HouseBullet TransactionBungalowBuydownCanada Mortgage and Housing Corporation (CMHC)CapCash EquityCash-Out RefinanceChattel MortgageClear TitleClosed-end MortgageClosingClosing CostsClosing StatementCMG PlanCo-MortgagorCo-Tenancy ClauseCombination LoanComparative Market AnalysisConditional OfferConditional Prepayment Rate (CPR)CondominiumCondominium FeeCondotelConforming LoanConforming Loan LimitConstant Default Rate (CDR)Construction MortgageContingency ClauseContributory ValueConventional Mortgage or LoanConvertible ARMConveyanceCooperative InsuranceCost of Savings Index (COSI)Cross CollateralizationCurb AppealDecree of Foreclosure and SaleDeed in Lieu of ForeclosureDeed of ReconveyanceDeed of ReleaseDeed of SurrenderDefeasance ClauseDefeasance ProcessDefective TitleDeferred Interest MortgageDeficiency BalanceDeficiency JudgmentDelinquent MortgageDiscount PointsDiscretionary ARMDown PaymentDry ClosingDry LoanDue-on-Sale ClauseEncroachmentEndowment LoanEnergy Improvement MortgageEscrow AgentEvictionExclusive ListingExotic MortgageExtender ClauseFair Housing ActFallout RiskFederal Home Loan Bank (FHLB) SystemFederal Home Loan Bank ActFederal Housing Administration (FHA) LoanFederal Subsidy RecaptureFHA 203(k) LoanFHA Streamline RefinanceFirst MortgageFirst-Time HomebuyerFixed DebentureFixed Interest RateFixed-Rate MortgageFixing-up ExpensesFlexible Payment ARMFloating Interest RateFor Sale by Owner (FSBO)ForbearanceForeclosureForeclosure ActionForeclosure FilingForm 1098Freddie Mac—Federal Home Loan Mortgage Corp. (FHLMC)Free and ClearFront-End Debt-to-Income (DTI) RatioFully Amortizing PaymentFuture AdvanceGhettoGood Faith Estimate (GFE)Government National Mortgage Association (Ginnie Mae)Graduated Payment Mortgage (GPM)Gross Debt Service Ratio (GDS)Ground-Rent ArrangementGrowing-Equity Mortgage (GEM)HomeHome Affordable Modification Program (HAMP)Home Affordable Refinance Program (HARP)Home EquityHome Equity Conversion Mortgage (HECM)Home Equity LoanHome InspectionHome LienHome ModificationHome MortgageHome Mortgage Disclosure Act (HMDA)Home WarrantyHomeowner Affordability and Stability Plan (HASP)Homeowners Association (HOA) FeeHomeowners Protection ActHOPE for HomeownersHope Now AllianceHouse PoorHouse SwapHousing Choice Voucher ProgramHousing Expense RatioHousing UnitHybrid ARMHypothecationImplied Warranty of HabitabilityIn Escrow StatusIncome Property MortgageInitial Rate PeriodInterest Rate Reduction Refinance Loan (IRRRL)Interest ShortfallInterest-Only ARMInterest-Only MortgageJoint TenancyJoint Tenants in Common (JTIC)Judicial ForeclosureJunior MortgageJunk FeesLand ContractLand Lease OptionLandlordLandominiumLeaseLease ExtensionLease OptionLesseeLessorLevel Payment MortgageLiar LoanLifetime CapLimited Common ElementLis PendensList PriceLoan Application FeeLoan LockLoan-to-Value (LTV) RatioLock PeriodLocked-in Interest RateLow/No Documentation LoanMaintenance ExpensesMaking Home AffordableMandatory Mortgage LockManufactured Housing (MH)Maximum Loan AmountMcMansionMinimum Down PaymentMonth-to-Month TenancyMonthly Treasury Average (MTA) IndexMortgageMortgage AcceleratorMortgage AllocationsMortgage ApplicationMortgage BankerMortgage Bankers Association (MBA)Mortgage BondMortgage BrokerMortgage CompanyMortgage ConstantMortgage Credit CertificatesMortgage Electronic Registration System—MERSMortgage Equity WithdrawalMortgage Equity Withdrawal (MEW)Mortgage Excess ServicingMortgage FalloutMortgage Forbearance AgreementMortgage IndexMortgage InsuranceMortgage InterestMortgage OriginatorMortgage Par RateMortgage Participation CertificateMortgage PipelineMortgage PoolMortgage PutbackMortgage RateMortgage Rate LockMortgage Rate Lock DepositMortgage Rate Lock Float DownMortgage RecastMortgage Servicing Rights (MSR)MortgageeMortgagorMultiple Listing Service (MLS)National Association Of Mortgage Brokers (NAMB)Negative EquityNegative PointsNo Cash-Out RefinanceNo Documentation (No Doc) MortgageNo Income / No Asset Mortgage (NINA)No-Appraisal LoanNo-Appraisal MortgageNo-Appraisal RefinancingNo-Cost MortgageNo-Fee MortgageNon-Owner OccupiedNonconforming MortgageNondisturbance ClauseNonperforming AssetNontraditional MortgageNotice of DefaultOdd-Days InterestOffset MortgageOpen HouseOpen ListingOpen-End MortgageOpinion of TitleOption Adjustable-Rate Mortgage (Option ARM)OriginationOrigination FeeOrigination PointsOwner FinancingOwner-OccupantOwners' Equivalent Rent (OER)Partial ReleaseParticipation MortgageParty WallPayment Option ARMPayment Option ARM Minimum PaymentPayment ShockPending Home Sales Index (PHSI)Perfect TitlePersonal Use PropertyPiggyback MortgagePocket ListingPortfolio SalePossessory LienPower of SalePre-ApprovalPre-foreclosurePre-QualificationPrepaid InterestPrepayment PenaltyPrepayment PrivilegePrice Level Adjusted Mortgage (PLAM)Primary Mortgage MarketPrincipal ReductionPrincipal, Interest, Taxes, Insurance—PITIPrior LienProperty Assessed Clean Energy (PACE) LoanProprietary Reverse MortgagePurchase Mortgage MarketPurchase-Money MortgageQualification RatioQualified MortgageQuitclaim DeedRate-and-Term RefinanceRate-Improvement MortgageReadvanceable MortgageReal Estate Ownership With a Quiet TitleReal PropertyRecording FeeRecourse LoanReduction CertificateRefinanceRefinance WaveRegister of DeedsRelocation Mortgage (Relo)Renewal OptionRent ControlRent ExpenseRental Real Estate Loss AllowanceReperforming Loan – RPL –Required CashReset DateRestrictive CovenantRetaliatory EvictionReverse Mortgage Financial AssessmentReverse Mortgage Initial Principal LimitReverse Mortgage Net Principal LimitRHS LoanRight of ForeclosureRight of RedemptionRight of RescissionRisk-Based Mortgage PricingRobo-SignerRoll InRollover MortgageRural Housing Service (RHS)Sales Comparison Approach (SCA)Sandwich LeaseSatisfaction of MortgageScheduled RecastSecond MortgageSecondary Mortgage MarketSecondary Mortgage Market Enhancement Act (SMMEA)Security DepositSelf-Amortizing LoanSeller FinancingSeller-Paid PointsSerious DelinquencyServicing FeeShared Appreciation Mortgage (SAM)Shared Equity Finance AgreementsShared Equity MortgageShort RefinanceShort SaleSilent Second MortgageSimple Interest Bi-Weekly MortgageSimple-Interest MortgageSimultaneous Closing (SIMO)Single Net LeaseSingle-Disbursement Lump-Sum Payment PlanSingle-Purpose Reverse MortgageSkip-Payment MortgageSpot LoanSquatterStanding MortgageStated Income / Stated Asset Mortgage (SISA)Strategic DefaultSubject OfferSubprime LoanSubprime MeltdownSubprime MortgageSubprime RatesTake-Out LoanTandem PlanTax Service FeeTeaser LoanTenancy at SufferanceTenancy by the EntiretyTenants by Entirety (TBE)TenementTenure Payment PlanTerm Payment PlanThin FileThird-Party Mortgage OriginatorTitle SearchTotal Annual Loan Cost (TALC)Total Housing ExpenseTransfer of MortgageTransfer of Physical Assets (TPA)Trust DeedU.S. Department of Housing and Urban Development (HUD)Underwater MortgageUnencumberedUninsurable PropertyUp-Front Mortgage Insurance (UFMI)USDA Streamlined RefinancingUse and Occupancy (U&O)VA LoanVacation HomeVariable Rate MortgageVendor Take-Back MortgageVoluntary ConveyanceVoluntary ForeclosureVoluntary LienWater RightsWeekly Mortgage Applications SurveyWeighted Average Maturity (WAM)Wet LoanWorkout AgreementWrap-Around LoanWraparound MortgageYield Spread Premium (YSP)Zero-Lot-Line HouseZombie Foreclosure
