Articles related to the category "Retirement Planning"
401(a) Plan401(k) Plan403(b) Plan408(k) Plan412(i) Plan457 Plan5-Year RuleAARPAccrued BenefitsAccrued Monthly BenefitAccumulation PhaseAccumulation UnitActive Participant StatusActual Deferral & Actual Contribution Percentage Tests (ADP/ACP)Actuarial DeficitActuarial ValuationAdditional Voluntary Contribution (AVC)Advance Funded Pension PlanAdvance FundingAfter-Tax ContributionAggregate Level Cost MethodAllocated BenefitsAnnual AdditionAnnuitantAnnuitizationAnnuitization MethodAnnuitization PhaseAnnuityAnnuity CertainAnnuity ConsiderationAnnuity ContractAnnuity DueAnnuity Factor MethodAnnuity in AdvanceAnnuity in ArrearsAnnuity LadderAnnuity Method of DepreciationAnnuity TableAnnuity UnitAssisted LivingAssumed Interest Rate (AIR)Auto Enrollment PlanAutomatic RolloverAverage Indexed Monthly Earnings (AIME)Backdoor Roth IRABenefit Allocation MethodBenefit OffsetBitcoin IRABrokerage WindowCalPERSCanada Pension Plan (CPP)Cash Balance Pension PlanCash or Deferred Arrangement (CODA)Cash Refund AnnuityCatch-Up ContributionCentral Provident Fund (CPF)Certain and ContinuousCertified Annuity Specialist (CAS)Charitable Gift AnnuityChartered Advisor for Senior Living (CASL)China’s National Social Security Fund (NSSF)Civil Service Retirement System (CSRS)Cliff VestingCommissioners' Annuity Reserve Valuation Method (CARVM)CommutationConduit IRAContingent AnnuitantCorporate Pension PlanCost-of-Living Adjustment (COLA)Covered EarningsCurrent Service BenefitCustodial AgreementCustodial CareDB(k) PlanDecedent (IRD) DeductionDeferred AnnuityDeferred CompensationDeferred Payment AnnuityDeferred Profit Sharing Plan (DPSP)Defined Contribution (DC) PlanDefined-Benefit PlanDelayed AnnuityDesignated BeneficiaryDesignated Roth AccountDetermination LetterDirect RolloverDirect TransferDisclosure StatementDistribution-in-KindDouble Advantage Safe Harbor (DASH) 401(k)DownshiftingDrawdown PercentageEducation IRAEldercareElective-Deferral ContributionEligible Automatic Contribution Arrangements (EACAs)Eligible Rollover DistributionEmployee Retirement Income Security Act (ERISA)Employee Savings Plan (ESP)Employee Stock Ownership Plan (ESOP)Employee Trust FundEmployer-Sponsored Plan (ESP)Encore CareerEntrance FeeEquivalent Annual Annuity Approach (EAA)Excess Accumulation PenaltyExtended IRAFederal Employee Retirement System (FERS)File and SuspendFinancial Elder AbuseFinancial Independence, Retire Early (FIRE)Fixed Amortization MethodFixed Annuitization MethodFixed AnnuityFlat Benefit FormulaForced RetirementForm 8606Form 8891Forward AveragingFull Retirement Age (FRA)Fully FundedFunded StatusFuture Value of an AnnuityGold IRAGovernment Pension Fund of Norway (GPFN)Government-Sponsored Retirement Arrangement (GSRA)Graded VestingGraduated VestingGroup-Home CareGuaranteed Death BenefitGuaranteed Investment Contract (GIC)Guaranteed Lifetime Withdrawal Benefit (GLWB)Guaranteed Minimum Accumulation Benefit (GMAB)Guaranteed Minimum Income Benefit (GMIB)Guaranteed Minimum Pension (GMP)Guaranteed Minimum Withdrawal Benefit (GMWB)Hardship WithdrawalHeroes Earned Retirement Opportunities Act (HERO)Highly Compensated Employee (HCE)Home Buyers' Plan (HBP)Hybrid AnnuityImmediate Payment AnnuityImmediate Variable AnnuityIn-Service WithdrawalIncome AnnuityIndependent 401(k)Indexed AnnuityIndexed EarningsIndirect RolloverIndividual Retirement Account (IRA)Individual Retirement AnnuityInflation-Protected Annuity (IPA)Inherited IRAIntegrated Pension PlanInterest-Crediting MethodsInvestment in the ContractIRA Adoption Agreement and Plan DocumentIRA RolloverIRA TransferIRS Publication 517IRS Publication 560IRS Publication 571IRS Publication 575IRS Publication 590IRS Publication 590-AIRS Publication 590-BJoint and Survivor AnnuityJoint Life With Last Survivor AnnuityKeogh PlanKids in Parents' Pockets Eroding Retirement Savings (KIPPERS)KSOPL Share Annuity ClassLegacy CostsLegal ListLiability Driven Investment (LDI)Life AnnuityLife Expectancy MethodLife Income PlanLife OptionLifelong Learning PlanLifestyle CreepLifetime Payout AnnuityLocked-in Retirement Account (LIRA)Long-Term Care OmbudsmanLong-Term Incentive Plan (LTIP)Lump-Sum DistributionLump-Sum PaymentMandatory DistributionMatching ContributionMatured RRSPMedicare Part AMedicare Part B PremiumMoney Purchase Pension PlanMortality and Expense Risk ChargeNational Average Wage Index (NAWI)National Pensions Reserve Fund (NPRF)Needs ApproachNest EggNo-Load AnnuityNon-Qualified Roth IRA DistributionNon-Spouse Beneficiary RolloverNondiscrimination RuleNonelective ContributionNonperiodic DistributionNonqualified PlanNursing Home Resident Trust FundOld-Age and Survivors Insurance (OASI) Trust FundOld-Age, Survivors, and Disability Insurance (OASDI) ProgramOntario Teachers' Pension Plan Board (OTPPB)Opt-Out PlanOrdinary AnnuityOther Post-Employment Benefits (OPEB)Other Post-Retirement BenefitsOvercontributionOverfunded Pension PlanOverwithholdingPast ServicePay Yourself FirstPay-As-You-Go Pension PlanPayoutPayout PhasePension Adjustment (PA)Pension Adjustment Reversal (PAR)Pension Benefit Guaranty Corporation (PBGC)Pension MaximizationPension OptionPension PillarPension PlanPension Protection Act of 2006Pension Risk TransferPension ShortfallPensionable ServicePeriod CertainPerpetuityPhased RetirementPhases of RetirementPlan AdministratorPlan ParticipantPop-Up OptionPortabilityPortable BenefitsPossibility of Failure (POF) RatePost-Retirement RiskPremature DistributionPresent Value Interest Factor of an Annuity (PVIFA)Present Value of an AnnuityPretax ContributionPrimary Insurance Amount (PIA)Private AnnuityProfit-Sharing PlanProvident FundPrudent Expert ActPurchased ServiceQualified AnnuityQualified Automatic Contribution Arrangement (QACA)Qualified DistributionQualified Joint and Survivor Annuity (QJSA)Qualified Longevity Annuity Contract (QLAC)Qualified Pre-Retirement Survivor Annuity (QPSA)Qualified ReservistQualified Retirement PlanQualifying AnnuityQualifying InvestmentRecharacterizationReconversionRegistered Pension Plan (RPP)Registered Retirement Income Fund (RRIF)Registered Retirement Savings Plan (RRSP)Registered Retirement Savings Plan (RRSP) DeductionRegistered Retirement Savings Plan Contribution (RRSP Contribution)Registered Retirement Savings Plan Deduction LimitReplacement RateRepresentative PayeeRequired Beginning Date (RBD)Required Minimum Distribution (RMD)RetirementRetirement ContributionRetirement Income Fund (RIF)Retirement PlannerRetirement PlanningRetirement ReadinessReversionary AnnuitiesRevoked Individual Retirement Account (IRA)Risk ProfileRolloverRollover IRARoth 401(k)Roth IRA BasicsRoth IRA ConversionRoth OptionRoth Ordering RulesRule 72(t)Safe Withdrawal Rate (SWR) MethodSalary Reduction ContributionSalary Reduction Simplified Employee Pension Plan (SARSEP)Savings Incentive Match Plan for Employees of Small Employers (SIMPLE)Savings RateSBO 401(k)Secondary Market Annuity (SMA)Self-Directed IRA (SDIRA)Self-Directed RRSPSelf-Invested Personal Pension (SIPP)Sequence RiskSIMPLE IRASimplified Employee Pension (SEP)Single-Life PayoutSingle-Premium Deferred Annuity (SPDA)Skilled Nursing FacilitySocial SecuritySocial Security ActSocial Security Administration (SSA)Social Security BenefitsSocial Security Number (SSN)Social Security TaxSocial Security Trust FundSplit-Funded AnnuitySpousal Beneficiary RolloverSpousal IRAStatement of Changes in Net Assets Available for Pension BenefitsStraight Life AnnuityStretch AnnuityStretch IRASubstandard Health AnnuitySubstantial Gainful Activity (SGA)Substantially Equal Periodic Payment (SEPP)Summary Plan DescriptionSuperannuationSupplemental Executive Retirement Plan (SERP)Supplemental Security Income (SSI)Surrender FeeSurrender PeriodSystematic Withdrawal Plan (SWP)Systematic Withdrawal ScheduleTarget-Benefit PlanTax-Deferred Savings PlanTax-Sheltered AnnuityTeacher Retirement System (TRS)Term Certain AnnuityTerm Certain MethodTerminal YearThe 4% RuleThe Government Pension Investment Fund (Japan)The Greatest GenerationThe Medicare Catastrophic Coverage Act of 1988 (MCCA)Thrift Savings Plan (TSP)Through FundTo-FundTop Hat PlanTraditional IRAUnderfunded Pension PlanUnemployment Compensation Amendments of 1992Unfunded Pension PlanUnit Benefit FormulaValuation PeriodVariable AnnuitizationVariable AnnuityVariable Benefit PlanVested InterestVestingWelfare and Pension Plans Disclosure Act (WPPDA)Whole Life AnnuityWhole Life Annuity DueWithdrawal BenefitsWithdrawal CreditsWithdrawal PenaltyYear's Maximum Pensionable Earnings (YMPE)Years Certain Annuity
